CMA Data Preparation
Credit Monitoring Arrangement data preparation for working capital and term loan applications
Overview
CMA (Credit Monitoring Arrangement) data is a standardized financial format required by banks for assessing credit proposals. It includes historical financials, current year estimates, and future projections.
We prepare CMA data covering operating statements, balance sheets, fund flow analysis, ratio analysis, and assessment of maximum permissible bank finance (MPBF) for working capital limits.
Key Benefits
Accurate Assessment
Precise MPBF calculation for optimal working capital limits
Bank Format
Prepared in RBI-prescribed format accepted by all banks
Higher Limits
Professional presentation can help secure higher credit limits
Quick Turnaround
CMA data prepared within 3-5 working days
Our Process
Financial Data Collection
Gather audited financials, current year data, and business projections
CMA Preparation
Prepare all 7 forms of CMA data with proper adjustments
Ratio Analysis
Compute key ratios and ensure they meet bank norms
Review & Submit
Client review and submission to bank with supporting documents
Documents Required
- Audited financials (3 years)
- Current year provisional statements
- Stock and debtor details
- Creditor details
- Order book/revenue projections
- Existing bank facilities details
Frequently Asked Questions
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